September 2008 – Income, Net Worth, Cash Back Review

Posted on October 3, 2008
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Ok this is the month for me. This is the first time I really mean spending since last spring have been following. I'm not sure if I can keep my budget, price increases faced. One interesting thing is, I realized that it is not too difficult for my narrow limits spending on food and gas stick, but I really have other spending categories out of my budget left. Donations, computer security, and automatic cost associated with several names. I have different opinions on how to read irregular expenditure in the budget control, but I have not really tried it before. I usually just take the money arising from my debt reduction funds as needs. It would be nice to make a rough estimate of each year and treat it as a regular monthly expense into a savings account until I need them. That would make it easier to make realistic financial goals. More on this later … Now write the monthly …

September Challenge

$ 650 Additional Income Goal: $ 400 $ 650 Additional Income
Current: $ 549.51

I have raised the bar a little higher to meet this month in a last attempt, my year-end goal of debt reduction. I do not quite meet the goal of $ 650 new, but I went up and over my usual $ 400 so it's definitely worth a try! If you always reach your goals, you need it not high enough, right? I will continue the high end, with the understanding that my career came first. I would not be able to achieve this goal, but will be an additional motivation:)

Here is the complete list:

Money Makin 'Extra Income ()
$ 430.31 Tutor.com
$ 3.73 ING Interest
$ 4.00 Affiliate Links
$ 57.07 Inbox Dollars
$ 20.00 Chase Cashback
5.00 USD Discount School Supplies
$ 9.40 Prosper Loan
$ 20.00 Cash Back Discover

September Net Worth

Net Worth: ($ 35.802)
Improvement: 17.67%

Talk about encouragement. The 401 (k) contributions from my employer overshadow the loss of health care costs and the depreciation of the car. Last month I had them all, but because at the end of the year section meeting my goal of net debt to me in half … now not far to seek. I felt a little guilty, my calculation a total of 401 (k) balance is not just whats vested. What do you think? Are your pension before it completely the rights of workers?

September 2008 Income, Net Worth, Cash Back Review

September Cash Back

Chase: 1.8% of
CitiCard: 1.6%
Discover: 9.2%
Average cash back rate: 2.4%

Not really sure why the Discover cash back rewards as high, but I'll take it. September is the month for me, get 5% back on gas, get more from Discover's. October-December, including the category of food, restaurants and cinemas. I do not usually find it difficult to juggle the three cards, but do I really need a conscious effort to remember them today. Discover – grocery store. Chase – gas. I got it. In other news, after all, I want to check my dividend, after the $ 50 dollars this month. That should help the Challenge in October:)

Hope you enjoy the review, go back and take me again next month!